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Business planning calculators

Choose the result you need: opening funding, an operating price or margin, or the timing of cash. Use one sold unit and period, include paid owner work once, and check what each tool excludes before comparing results.

FreeNo signupU.S. dollars

Break-even point

Find the monthly sales needed to cover operating costs. Compare changes in price, variable cost and fixed cost.

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Loan payment

What monthly principal and interest payment follows from an entered fixed-rate loan?

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Payroll cost

What does the entered paid roster cost, including the employer-cost allowance?

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Cleaning job pricing

What visit price recovers the entered costs at your selected surplus share?

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Crew hourly rate

What hourly crew rate covers the paid roster and allocated monthly costs?

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Startup cost

How much opening funding does your entered budget and reserve assumption require?

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Cash runway

How long would constant monthly receipts and payments preserve your cash floor?

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Gross margin

How much of the entered revenue remains after the cost of goods or services sold?

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Profit margin

What remains after the operating expenses, interest and income-tax amount you enter?

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Food cost

What does the ingredient basket cost per saleable portion after the entered losses?

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Customer payback

How many months of the entered contribution recover one customer's acquisition cost?

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Valuation multiple

What enterprise value and equity residual follow from your selected annual metric and multiple?

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Lease vs buy

What are the entered cash and present costs of leasing versus buying the same asset service?

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Seasonal cash flow

Where do changing monthly receipts and payments create a cash shortfall?

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Start with a defined business

A useful result needs a clear sales unit, staffing model and cost boundary. The Barbershop case separates booked appointments from completed visits; the Pharmacy case separates earned sales from payer receipts. Use the related case to choose inputs, then replace assumptions with local evidence.

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